You’re not only building when you take out an Oakam loan

You’re not only building when you take out an Oakam loan

Simple financial loans to try to get

Once you sign up for an Oakam loan, you’re not just creating a better economic future on your own, you’ll be element of a similar neighborhood this is certainly increasing use of inexpensive credit for many

Every we support people as they achieve their money goals, build their credit profile and access better loan rates day. During the time that is same simply by using our mobile software to settle on time, Oakam clients are changing the financing business, making credit less costly and much more obtainable for all.

Join our neighborhood of 150,000+ consumers.

brand New client? Begin with a loan from ?100 to ?800 today. Fast recovery without any fees that are late

279% fixed yearly rate of interest (1427% APR representative)pare Oakam along with other loan providers here.

Current customers can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with your Big loan that is plus.

  • Access less expensive prices as time passes and boost your credit history
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ?5,000 while you create your credit profile
  • No setup costs. No late or repayment that is early

susceptible to terms

Apply with full confidence

Fill our safe web application and get a decision in mins. No setup charges, no belated costs with no very early payment costs.

Begin your Oakam trip

Place your loan to do business with the Oakam app, increase your credit score with time and create your solution to a brighter future that is financial.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Discover more

Get in on the customers that are 150,000 trust us

We’re more than simply a money-lender: we’re for a goal which will make credit that is accessible truth for several.

Download our cellular application

The Oakam app that is mobile permit you to use along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your next payment time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll hear your tale if you’re on benefits, possess a credit that is bad or perhaps found its way to the united kingdom. We’ve payday loans in Wyoming caused it to be our goal to split down monetary barriers and boost accessibility for several.

No home visits – ever before!

Cash is a matter that is private we ensure that is stays like that. Think about us as an option to doorstep loans. We’ll never knock on the home and you may constantly achieve us using the internet or higher the telephone.

No concealed shocks

At Oakam you’re constantly in charge. Our items are quick and clear. We don’t charge late costs and there’s no cost connected with repaying early.

Your bridge to a better future that is financial

While you pay off your Oakam loan, you are able to unlock reduced prices, larger quantities and longer terms. It’s our method of assisting you grow your credit profile with time.

Handle the Oakam app to your loan

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand new financial loans in the near future.


Oakam provides simple and easy services that are financial people who find it hard to borrow from finance companies. We provide accountable usage of credit and generally are specialized in offering our clients with value.

Every time we help individuals because they achieve their funds targets, develop their credit profile, and accessibility better loan prices. During the time that is same simply by using our cellular application to settle on time, Oakam consumers are changing the financing business, making credit less costly and much more obtainable for all.

How can it work?

It’s simple! It is possible to use on our web site, or via our cellular application. The software could be downloaded through the Apple iStore for iPhone products, or regarding the Bing Enjoy shop for Android os products. In case the application is authorized, the money may be provided for your money regarding the same time. Many successful prospects obtain their particular financial financial loans within a few hours to be authorized.*

Susceptible to condition. From the application, we are going to ask you to answer for the month-to-month earnings and spending in detail, to be able to concur that you really can afford the month-to-month repayments within the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we don’t solely base our decision on your credit rating. At Oakam we recognize that life does not go as planned always. We realize that you may have come across financial hardships in days gone by so when a effect, you might have a bad credit history. Unlike various other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit score and cost assessment assist us comprehend your situation that is current when assess the job for a financial loan.

Therefore, also if you’ve been declined by various other lenders in past times, we would nevertheless be in a position to assist.

I will be not used to the united kingdom. Can Oakam assist me with financing?

Yes. We ask which you have now been a citizen in the united kingdom for at the very least a few months before you apply for a loan with us. All financial financial loans tend to be susceptible to cost inspections along with your monetary condition. We welcome new customers every single day and, because our web application process is completely automated, it is possible to use once you need certainly to, seven days per week. Our financial financial loans tend to be at the mercy of your monetary condition.

So what does APR suggest?

APR signifies Apr.

The APR is really a standard measure made use of across all credit items to greatly help consumers compare the price of financial financial loans. Since the APR reflects the annual price of fee for a financial loan, it’s not constantly a measure that is easy realize when you compare financial financial loans of various lengths.

The APR is, appropriately, a efficient contrast device for comparable items, and also to your APR, we always demonstrate the sum total price of that loan together with specific instalments, for example. what you would pay off in complete. We think these details offers you a fuller image of the expenses of your financial loans and really should help you produce a decision that is informed certainly one of our financial financial loans would work for your needs.

I will be self-employed. Can a loan is got by me?

Indeed, at the mercy of your monetary standing.

Am I able to have application that is joint my companion?

No. We only provide to people therefore we don’t take combined applications.